BF City Homes Buhisan Rd, Brgy Buhisan, Cebu City 1.4M - 3.4M

Bf City Homes2 Cebu, located at Buhisan Road, Brgy Buhisan, Cebu City.

Ultimately it's a one of kind developments throughout Cebu City area with such amazing very low price of real estate property. Imagine when living a home right along with the public transportation, your day to day lives would feel very convenient and comfortable. 

Model House 2 Scheme: 

( High ceiling finished unit ready for 2 storey )

1-Storey, 2 Bedroom, 1 Comfort Rooms

Lot Area: 40 sq. m., Floor Area: 27 sq. m. More or Less

Terms of Payment: Sample Computation 

BANK FINANCING

Total Contract Price: Php 1,500,000.00

Reservation Fee: Php 30,000.00

20% Equity/Downpayment: Php 300,000.00

Less Reservation Fee:              Php 30,000.00

                                                      Php 270,000.00

Plus Misc. Fee                         Php 100,000.00

Net Equity/Downpayment: Php 370,000.00 ( 30 months to pay 0 interest )

30 months to pay: Php 12,333.33/month

80% Principal Balance: Php 1,200,000.00( BPI rate @ 6% per annum fixed for one year only )

20 years to pay = Php 8,597.17/mo. ( Couple gross income required is Php 28,656.00/mo.; age limit less than 45 years old )    

15 years to pay = Php 10,126.28/mo.  ( Couple gross income required is 33,753.00/mo.; age limit less than 50 years old )    

PAG-IBIG FINANCING

Total Contract Price: Php 1,500,000.00

Reservation Fee: Php 30,000.00

Equity/Downpayment:         Php 600,000.00

Less Reservation Fee:             Php 10,000.00

                                                        Php 590,000.00

Plus Misc. Fee                         Php 100,000.00

Net Equity/Downpayment: Php 690,000.00 ( 30 months to pay 0 interest )

30 months to pay: Php 23,000.00/month

Principal Balance: Php 900,000.00 ( PAG-BIG rate @ 6.985 % per annum fixed for three years )

30 years to pay = Php 5,978.66/mo. ( Couple gross income required is Php 17,000.00/mo.; age limit less than 45 years old )    

25 years to pay = Php 6,352.40/mo.  ( Couple gross income required is 18,148.00/mo.; age limit less than 50 years old )    

20 years to pay =  Php 6,969.59/mo. ( Couple gross income required is 19,911.00/mo.; age limit less than 55 years old )  

IN-HOUSE FINANCING

Total Contract Price: Php 1,500,000.00

Less Reservation Fee:            Php  30,000.00

                                                  Php  1,470,000.00

30% Downpayment: Php 441,000.00 ( 30 months to pay 0 interest )

30 months to pay: Php 14,700.00/month

70% Balance: Php 1,029,000.00 Plus Misc. Fee 100,000.00 ( 5 years to pay )

*5 years to pay = Php 32,479.03/mo.

NOTE: Ammortizations above are exclusive of Mortgage Redemption and Fire Insurances.

Model House 1 Scheme: ( Finished Unit )

2-Storey, 3 Bedrooms, 3 Comfort Rooms, Sliding Doors, Sliding windows, Tiled Floors
Lot Area: 65 Square Meters
Floor Area: 105 Square Meters More or Less

Terms of Payment: Sample Computation
BANK FINANCING
Total Contract Price: Php 3,400,000.00
Reservation Fee:  Php 50,000.00

20% Equity/Downpayment: Php 680,000.00
Less Reservation Fee:              Php 50,000.00
                                                      Php 630,000.00
Plus Misc. Fee                        Php 100,000.00
Net Equity/Downpayment: Php 730,000.00 ( 30 months to pay 0 interest )
30 months to pay: Php 24,333.33/month

80% Principal Balance: Php 2,720,000.00( BPI rate @ 6% per annum fixed for one year only )
20 years to pay = Php 19,486.92/mo. ( Couple gross income required is Php 64,953.00/mo.; age limit less than 45 years old )  
15 years to pay = Php 22,952.91/mo.  ( Couple gross income required is Php 76,506.00/mo.; age limit less than 50 years old )  

PAG-IBIG FINANCING ( Unofficial appraise amount below probably lower than 70% )
Total Contract Price: Php 3,400,000.00
Reservation Fee: Php 50,000.00

30% Equity/Downpayment: Php 1,020,000.00
Less Reservation Fee:                 Php 50,000.00
                                                          Php 970,000.00
Plus Misc. Fee                            Php 100,000.00
Net Equity/Downpayment:  Php 520,000.00 ( 30 months to pay 0 interest )
30 months to pay: Php 35,670.00/month

70% Principal Balance: Php 2,380,000.00 ( PAG-BIG rate @ 6.987 % per annum fixed for three years )
30 years to pay = Php 15,810.23/mo. ( Couple gross income required is Php 52,700.00/mo.; age limit less than 45 years old )  
25 years to pay = Php 16,798.58/mo.  ( Couple gross income required is Php 55,993.00/mo.; age limit less than 50 years old )  
20 years to pay =  Php 18,430.69/mo. ( Couple gross income required is Php 61,433.00/mo.; age limit less than 55 years old )

In-House Financing Computation (5 years):
Total Contract Price: Php 3,400,000.00
Less Reservation Fee:            Php 50,000.00
                                                   Php 3,350,000.00
30% Downpayment:  Php 1,005,000.00 ( 30 months to pay 0 interest )
30 months to pay: Php 33,500.00/month

70% Balance: Php 2,345,000.00 Plus Misc. Fee Php 100,000.00 ( 5 years to pay )
*5 years to pay = Php 70,337.68/mo.

NOTE: Ammortizations above are exclusive of Mortgage Redemption and Fire Insurances.

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